Get In Touch
katarzyna.szczudlik@gmail.com
Tel: ‪+48 663 696 999‬
Work Inquiries
Schoenherr Attorneys at Law Plac Małachowskiego 1 Warsaw, Poland
ka.szczudlik@schoenherr.eu
0 + years
advising fintech, technology and regulated businesses across Poland and the EU.

Strategic legal support for companies entering regulated European markets.

Strategic Legal Support

Fintech & EU Regulatory Advisory

Fintech, technology law and regulatory compliance for companies building and scaling across Europe.


My name is Katarzyna Szczudlik and I advise international technology businesses, fintech companies and financial institutions on market entry, regulatory strategy and compliance across Poland and the EU, including MiCA, DORA, GDPR, AI Act, AML and NIS2.

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FinTech & Market Entry

Support for fintech, payment, crypto, blockchain and digital finance businesses entering Poland and EU.

Technology & Product Compliance

Practical advice on technology law, digital products, IT contracts, dual use products, SaaS compliance, AI governance, and regulatory risk.

GDPR, DORA & NIS2

Regulatory guidance for organisations managing data, cyber risk, operational resilience, and financial compliance obligations.

Cross-Border Regulatory Strategy

Advice for international companies navigating overlapping EU and Polish regulatory frameworks.

0 +
articles on technology law,
FinTech, AI regulation and data protection.

I regularly speak at industry conferences, seminars and expert panels in Poland and internationally.

Expertise & Experience

Legal advice that understands the product, the market and the regulator.


I’m Katarzyna Szczudlik, Partner at Schoenherr in Warsaw, advising international fintech companies, technology businesses and regulated organisations operating across Poland and the European Union. For over 10 years, I have supported startups, scaleups, financial institutions, payment providers, blockchain companies and global organisations in launching, scaling and operating within complex regulatory environments. My work focuses on fintech regulation, technology law, AI governance, GDPR, MiCA, DORA, AML and operational compliance for innovative businesses.
What types of companies does Katarzyna usually advise?

Katarzyna advises international fintech companies, technology businesses, payment institutions, blockchain and crypto companies, AI startups, scaleups and regulated organisations operating across Poland and the European Union.
Her clients typically operate in sectors where technology, financial regulation, data protection and compliance intersect.

She regularly supports businesses dealing with: fintech and payment regulations; MiCA and crypto-assets; GDPR and data governance; AI and digital products; AML, DORA and operational compliance; cross-border expansion into Poland and the EU.

Can Katarzyna support international fintech and technology companies entering Poland and the EU?

Yes. Katarzyna advises international fintech, AI, payment, crypto, SaaS, and technology companies on entering and operating within Poland and the wider EU regulatory environment.

Her work helps clients understand: which regulations apply, whether licensing requirements exist, how to structure compliant operations, and what needs to be prepared before launch.

She regularly advises on MiCA, DORA, AML, GDPR, AI Act, operational compliance and financial regulation matters.

How does Katarzyna work with existing legal, product and compliance teams?

Katarzyna works as a strategic legal and regulatory partner to internal legal, compliance, product and leadership teams.

Her role is not only to identify legal risks, but also to help teams understand: what regulations mean in practice, how they affect the product and business model, and how to implement compliance requirements in a commercially realistic way.

She supports companies operating in fast-moving and highly regulated environments where legal, operational and product decisions are closely connected. Her advice is practical, business-oriented and designed to help teams move forward with clarity.

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Impact I will bring

Business -first advice for regulated innovation.


I work with founders, legal teams, compliance officers and product leaders who need practical guidance in fast-moving regulatory environments. My advice is designed to help businesses move forward with clarity, balancing
regulatory requirements, operational realities, and commercial goals. The focus is not only on legal correctness, but also on practical implementation and scalability.

My services
Need regulatory clarity?

Strategic regulatory guidance for scaling businesses.

If your company needs support with fintech regulation, market entry into Poland, AI governance, GDPR, MiCA, DORA, AML or technology law, get in touch. I work with international companies that need practical, business-oriented legal guidance in regulated environments.

Whether you are entering the Polish market, scaling across Europe, or navigating evolving regulatory frameworks, I provide strategic legal guidance for fintech and technology companies operating in regulated sectors.

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Latest insights.

Read all insights
10 September 2026
  • Katarzyna Szczudlik
  • Posted by Katarzyna Szczudlik

AML Compliance for Fintechs in Poland: What KNF and GIIF Expect

5 key takeaways As one of Poland’s leading fintech lawyers with direct experience representing clients before...
3 September 2026
  • Katarzyna Szczudlik
  • Posted by Katarzyna Szczudlik

KNF Licensing in Poland: A Practical Guide for Fintech Companies

5 key takeaways I regularly advise fintech companies on obtaining KNF authorisation and managing their ongoing...
3 September 2026
  • Katarzyna Szczudlik
  • Posted by Katarzyna Szczudlik

Fintech Legal Advice in Poland: What to Look for in a Fintech Lawyer

5 key takeaways I am frequently asked by founders, GCs and investors how to choose the...

high-risk AI classification flowchart EU AI Act Article 6
  • Katarzyna Szczudlik
  • Posted by Katarzyna Szczudlik
3 August 2026

Is Your AI System High-Risk? A Practical Guide for Financial Services and Technology Companies

  The European Commission has published draft guidelines on high-risk AI classification under the EU AI...

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Questions?
 Get in touch.

If you are launching or scaling a technology fintech or business in Poland or the EU and need practical regulatory guidance, feel free to reach out.

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